:root {
  --navy-deep: #0A2540;
  --navy-mid: #143456;
  --green: #00A855;
  --green-bright: #00D26A;
  --green-soft: rgba(0, 168, 85, 0.08);
  --cream: #FAF7F0;
  --cream-warm: #F3EEDF;
  --white: #FFFFFF;
  --charcoal: #1A1A1A;
  --gray-900: #2A2A2A;
  --gray-700: #4A4A4A;
  --gray-500: #6B6B6B;
  --gray-300: #C4C4C4;
  --gray-200: #E5E5E5;
  --gray-100: #F2F2F2;
  --red-flag: #C8362B;
  --red-flag-soft: rgba(200, 54, 43, 0.08);
  --shadow-sm: 0 2px 8px rgba(10, 37, 64, 0.06);
  --shadow-md: 0 8px 24px rgba(10, 37, 64, 0.1);
  --shadow-lg: 0 24px 60px rgba(10, 37, 64, 0.15);
  --display: 'Fraunces', Georgia, serif;
  --body: 'Manrope', system-ui, sans-serif;
}

* { margin: 0; padding: 0; box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  font-family: var(--body);
  color: var(--charcoal);
  background: var(--white);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

.container { max-width: 1200px; margin: 0 auto; padding: 0 24px; }
.display { font-family: var(--display); font-weight: 600; letter-spacing: -0.02em; }
em { font-style: italic; color: var(--green); font-family: var(--display); }

a { color: inherit; text-decoration: none; }
button { font-family: inherit; cursor: pointer; border: none; background: none; }

/* ============ NAV ============ */
nav.site-nav {
  position: sticky; top: 0; z-index: 100;
  background: rgba(255, 255, 255, 0.92);
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  border-bottom: 1px solid var(--gray-200);
}
.nav-inner {
  max-width: 1200px; margin: 0 auto;
  padding: 16px 24px;
  display: flex; align-items: center; justify-content: space-between;
  gap: 24px;
}
.logo { display: flex; align-items: center; gap: 10px; font-weight: 700; font-size: 16px; color: var(--navy-deep); }
.logo-mark {
  width: 32px; height: 32px;
  background: var(--navy-deep);
  color: var(--green-bright);
  border-radius: 8px;
  display: flex; align-items: center; justify-content: center;
  font-family: var(--display); font-size: 17px; font-weight: 700;
}
.nav-links { display: flex; align-items: center; gap: 28px; }
.nav-links > a, .nav-links > .nav-dd > button {
  color: var(--gray-700); font-size: 15px; font-weight: 500;
  transition: color 0.2s;
  padding: 8px 0;
  display: inline-flex; align-items: center; gap: 6px;
}
.nav-links > a:hover, .nav-links > .nav-dd > button:hover { color: var(--navy-deep); }
.nav-cta {
  background: var(--green); color: var(--white) !important;
  padding: 10px 20px !important;
  border-radius: 999px;
  font-weight: 600 !important;
  transition: all 0.2s !important;
}
.nav-cta:hover { background: var(--green-bright); transform: translateY(-1px); }

/* ============ DROPDOWN ============ */
.nav-dd { position: relative; }
.nav-dd > button {
  cursor: pointer;
  font-family: inherit;
  background: none;
  border: none;
}
.nav-dd > button .chev {
  transition: transform 0.25s ease;
  font-size: 10px;
  color: var(--gray-500);
}
.nav-dd.open > button { color: var(--navy-deep); }
.nav-dd.open > button .chev { transform: rotate(180deg); color: var(--green); }

.dd-panel {
  position: absolute;
  top: calc(100% + 12px);
  right: 0;
  width: 720px;
  max-width: calc(100vw - 32px);
  background: var(--white);
  border-radius: 16px;
  box-shadow: var(--shadow-lg);
  border: 1px solid var(--gray-200);
  opacity: 0;
  transform: translateY(-8px);
  pointer-events: none;
  transition: opacity 0.2s ease, transform 0.2s ease;
  overflow: hidden;
}
.nav-dd.open .dd-panel {
  opacity: 1;
  transform: translateY(0);
  pointer-events: auto;
}
.dd-header {
  background: var(--navy-deep);
  color: var(--white);
  padding: 18px 24px;
  display: flex; align-items: center; justify-content: space-between;
}
.dd-header .dd-eyebrow {
  font-size: 11px; font-weight: 700; letter-spacing: 0.18em;
  color: var(--green-bright);
}
.dd-header .dd-title {
  font-family: var(--display); font-size: 18px; font-weight: 600;
  margin-top: 2px;
}
.dd-header a {
  font-size: 12px; color: rgba(255,255,255,0.7);
  text-decoration: underline; text-underline-offset: 3px;
}
.dd-header a:hover { color: var(--green-bright); }

.dd-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  padding: 12px;
  gap: 2px;
  max-height: 480px;
  overflow-y: auto;
}
.dd-item {
  display: flex; align-items: flex-start; gap: 12px;
  padding: 10px 12px;
  border-radius: 8px;
  transition: background 0.15s;
  cursor: pointer;
}
.dd-item:hover { background: var(--cream); }
.dd-num {
  min-width: 32px; height: 32px;
  background: var(--red-flag-soft);
  color: var(--red-flag);
  border-radius: 6px;
  font-family: var(--display);
  font-size: 13px; font-weight: 700;
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0;
}
.dd-item:hover .dd-num { background: var(--red-flag); color: var(--white); }
.dd-label {
  font-size: 13px; font-weight: 500; color: var(--charcoal);
  line-height: 1.4;
  padding-top: 7px;
}

/* ============ HERO ============ */
.hero {
  position: relative;
  padding: 100px 0 80px;
  background: linear-gradient(180deg, var(--cream) 0%, var(--white) 100%);
  overflow: hidden;
}
.hero-bg {
  position: absolute; inset: 0;
  background-image:
    radial-gradient(circle at 80% 20%, rgba(0, 210, 106, 0.08), transparent 40%),
    radial-gradient(circle at 10% 90%, rgba(10, 37, 64, 0.04), transparent 40%);
  z-index: 0;
}
.hero-content { position: relative; z-index: 1; max-width: 880px; }
.eyebrow {
  display: inline-flex; align-items: center; gap: 8px;
  font-size: 13px; font-weight: 600;
  color: var(--green);
  text-transform: uppercase; letter-spacing: 0.12em;
  padding: 6px 14px;
  background: var(--green-soft);
  border-radius: 999px;
  margin-bottom: 28px;
}
.eyebrow .dot {
  width: 6px; height: 6px;
  background: var(--green); border-radius: 50%;
  box-shadow: 0 0 0 3px rgba(0, 168, 85, 0.2);
}
.hero-title {
  font-size: clamp(40px, 6vw, 68px);
  line-height: 1.05;
  color: var(--navy-deep);
  margin-bottom: 24px;
}
.hero-sub {
  font-size: 19px;
  color: var(--gray-700);
  max-width: 640px;
  line-height: 1.6;
  margin-bottom: 36px;
}
.hero-ctas { display: flex; gap: 14px; flex-wrap: wrap; }
.btn {
  display: inline-flex; align-items: center; gap: 8px;
  padding: 14px 26px;
  border-radius: 999px;
  font-weight: 600; font-size: 15px;
  transition: all 0.2s;
  cursor: pointer;
}
.btn-primary {
  background: var(--green); color: var(--white);
  box-shadow: 0 4px 14px rgba(0, 168, 85, 0.3);
}
.btn-primary:hover { background: var(--green-bright); transform: translateY(-2px); box-shadow: 0 8px 20px rgba(0, 168, 85, 0.35); }
.btn-secondary {
  background: var(--white); color: var(--navy-deep);
  border: 1.5px solid var(--gray-200);
}
.btn-secondary:hover { border-color: var(--navy-deep); }
.arrow { transition: transform 0.2s; }
.btn:hover .arrow { transform: translateX(4px); }

/* ============ STAT STRIP ============ */
.stat-strip {
  background: var(--navy-deep);
  color: var(--white);
  padding: 48px 0;
}
.stats {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 32px;
}
.stat { text-align: center; }
.stat-num {
  font-family: var(--display);
  font-size: 48px;
  font-weight: 700;
  color: var(--green-bright);
  margin-bottom: 8px;
  letter-spacing: -0.02em;
}
.stat-label { font-size: 14px; color: rgba(255,255,255,0.75); }

/* ============ SECTION BASE ============ */
section { padding: 100px 0; }
.section-tag {
  font-size: 12px; font-weight: 700;
  color: var(--green); letter-spacing: 0.2em;
  text-transform: uppercase;
  margin-bottom: 16px;
}
.section-title {
  font-family: var(--display); font-weight: 600;
  font-size: clamp(32px, 4.5vw, 48px);
  color: var(--navy-deep);
  line-height: 1.15;
  margin-bottom: 16px;
  letter-spacing: -0.02em;
}
.section-sub {
  font-size: 17px; color: var(--gray-700);
  max-width: 620px;
  line-height: 1.6;
}

/* ============ FLAGS GRID ============ */
.flags-section {
  background: var(--cream);
  padding: 100px 0;
}
.flags-grid {
  margin-top: 56px;
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 14px;
}
.flag-card {
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: 14px;
  padding: 22px 24px;
  display: flex; align-items: center; gap: 18px;
  cursor: pointer;
  transition: all 0.25s ease;
  position: relative;
  overflow: hidden;
}
.flag-card::before {
  content: '';
  position: absolute;
  inset: 0 auto 0 0;
  width: 3px;
  background: var(--red-flag);
  transform: scaleY(0);
  transform-origin: top;
  transition: transform 0.25s ease;
}
.flag-card:hover {
  border-color: var(--navy-deep);
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}
.flag-card:hover::before { transform: scaleY(1); }
.flag-card-num {
  flex-shrink: 0;
  font-family: var(--display);
  font-size: 22px; font-weight: 700;
  color: var(--red-flag);
  width: 44px; height: 44px;
  border-radius: 10px;
  background: var(--red-flag-soft);
  display: flex; align-items: center; justify-content: center;
}
.flag-card-label {
  font-size: 16px; font-weight: 500;
  color: var(--charcoal);
  line-height: 1.4;
  flex: 1;
}
.flag-card-arrow {
  color: var(--gray-300);
  font-size: 18px;
  transition: all 0.2s;
}
.flag-card:hover .flag-card-arrow { color: var(--green); transform: translateX(4px); }

/* ============ INDIVIDUAL RED FLAG PAGES ============ */
.rf-page-header {
  background: var(--navy-deep);
  color: var(--white);
  padding: 80px 0 60px;
  position: relative;
  overflow: hidden;
}
.rf-page-header::before {
  content: '';
  position: absolute;
  inset: 0;
  background-image:
    radial-gradient(circle at 90% 20%, rgba(0, 210, 106, 0.18), transparent 40%),
    linear-gradient(rgba(255,255,255,0.025) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,0.025) 1px, transparent 1px);
  background-size: auto, 60px 60px, 60px 60px;
  z-index: 0;
}
.rf-page-inner { position: relative; z-index: 1; max-width: 880px; }
.rf-crumbs {
  font-size: 13px;
  color: rgba(255,255,255,0.6);
  margin-bottom: 28px;
  display: flex; align-items: center; gap: 8px;
  flex-wrap: wrap;
}
.rf-crumbs a { color: var(--green-bright); }
.rf-crumbs a:hover { text-decoration: underline; }
.rf-crumbs span.sep { color: rgba(255,255,255,0.3); }

.rf-badge {
  display: inline-flex; align-items: center; gap: 10px;
  background: rgba(200, 54, 43, 0.18);
  border: 1px solid rgba(200, 54, 43, 0.4);
  color: #FF8B7E;
  padding: 8px 16px;
  border-radius: 999px;
  font-size: 12px; font-weight: 700;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  margin-bottom: 24px;
}
.rf-badge::before { content: '\26D1'; font-size: 13px; }

.rf-title {
  font-family: var(--display);
  font-size: clamp(36px, 5.5vw, 58px);
  font-weight: 600;
  line-height: 1.1;
  letter-spacing: -0.02em;
  color: var(--white);
  margin-bottom: 20px;
}
.rf-title em { color: var(--green-bright); }

.rf-page-meta {
  display: flex; gap: 28px;
  color: rgba(255,255,255,0.7);
  font-size: 14px;
  margin-top: 8px;
  flex-wrap: wrap;
}
.rf-page-meta span strong { color: var(--white); }
.rf-page-meta a { color: var(--green-bright); text-decoration: underline; }

.rf-body { padding: 80px 0 60px; background: var(--white); }
.rf-body-inner { max-width: 760px; margin: 0 auto; }

.rf-block { margin-bottom: 44px; }
.rf-block-eyebrow {
  font-size: 12px; font-weight: 700;
  color: var(--green); letter-spacing: 0.2em;
  text-transform: uppercase;
  margin-bottom: 12px;
}
.rf-block-title {
  font-family: var(--display); font-weight: 600;
  font-size: 26px;
  color: var(--navy-deep);
  margin-bottom: 14px;
  letter-spacing: -0.01em;
}
.rf-block p {
  font-size: 17px;
  line-height: 1.75;
  color: var(--gray-700);
}

.rf-callout {
  background: var(--cream);
  border-left: 4px solid var(--green);
  padding: 28px 32px;
  border-radius: 0 12px 12px 0;
  margin-bottom: 44px;
}
.rf-callout.example {
  background: #FEF7F1;
  border-left-color: #D97706;
}
.rf-callout.takeaway {
  background: var(--green-soft);
  border-left-color: var(--green);
}
.rf-callout.tip {
  background: #EFF6FF;
  border-left-color: #2563EB;
}
.rf-callout-label {
  font-size: 11px; font-weight: 800;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  margin-bottom: 10px;
  display: inline-flex; align-items: center; gap: 8px;
}
.rf-callout.example .rf-callout-label { color: #D97706; }
.rf-callout.takeaway .rf-callout-label { color: var(--green); }
.rf-callout.tip .rf-callout-label { color: #2563EB; }
.rf-callout p {
  font-size: 16px;
  line-height: 1.7;
  color: var(--gray-900);
}

.rf-bottom-line {
  background: var(--navy-deep);
  color: var(--white);
  padding: 36px 40px;
  border-radius: 16px;
  margin-top: 56px;
  position: relative;
  overflow: hidden;
}
.rf-bottom-line::before {
  content: '';
  position: absolute;
  top: 0; right: 0;
  width: 200px; height: 200px;
  background: radial-gradient(circle, rgba(0, 210, 106, 0.15), transparent 70%);
  transform: translate(40%, -40%);
}
.rf-bottom-line-label {
  font-size: 11px; font-weight: 800;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: var(--green-bright);
  margin-bottom: 10px;
  position: relative;
}
.rf-bottom-line p {
  font-family: var(--display);
  font-size: 22px;
  line-height: 1.45;
  font-weight: 500;
  color: var(--white);
  position: relative;
}

/* ============ RF FOOTER NAV ============ */
.rf-nav {
  background: var(--cream);
  padding: 60px 0;
  border-top: 1px solid var(--gray-200);
}
.rf-nav-grid {
  max-width: 880px; margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}
.rf-nav-card {
  background: var(--white);
  border: 1px solid var(--gray-200);
  padding: 22px 26px;
  border-radius: 12px;
  cursor: pointer;
  transition: all 0.2s;
  display: block;
}
.rf-nav-card:hover {
  border-color: var(--navy-deep);
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}
.rf-nav-card.next { text-align: right; }
.rf-nav-direction {
  font-size: 11px; font-weight: 700;
  color: var(--gray-500);
  letter-spacing: 0.15em;
  text-transform: uppercase;
  margin-bottom: 8px;
  display: flex; align-items: center; gap: 6px;
}
.rf-nav-card.next .rf-nav-direction { justify-content: flex-end; }
.rf-nav-title {
  font-family: var(--display);
  font-weight: 600;
  font-size: 17px;
  color: var(--navy-deep);
  line-height: 1.35;
}
.rf-nav-card.disabled {
  opacity: 0.4;
  cursor: default;
  pointer-events: none;
}

.rf-back-all {
  text-align: center;
  margin-top: 32px;
}
.rf-back-all a {
  color: var(--gray-700);
  font-size: 14px;
  font-weight: 600;
  text-decoration: underline;
  text-underline-offset: 4px;
}
.rf-back-all a:hover { color: var(--navy-deep); }

.rf-cta {
  padding: 80px 0;
  background: var(--white);
}
.rf-cta-box {
  max-width: 880px; margin: 0 auto;
  background: var(--cream-warm);
  border-radius: 20px;
  padding: 48px;
  text-align: center;
  border: 1px solid rgba(0, 168, 85, 0.2);
}
.rf-cta-box h3 {
  font-family: var(--display);
  font-weight: 600;
  font-size: 30px;
  color: var(--navy-deep);
  margin-bottom: 12px;
  letter-spacing: -0.01em;
}
.rf-cta-box p {
  font-size: 16px;
  color: var(--gray-700);
  margin-bottom: 24px;
  max-width: 520px;
  margin-left: auto; margin-right: auto;
}
.rf-cta-row {
  display: flex; gap: 12px; justify-content: center; flex-wrap: wrap;
}

/* ============ FAQ ============ */
.faq-list {
  margin-top: 48px;
}
.faq-item {
  background: var(--white);
  border-radius: 14px;
  padding: 28px;
  margin-bottom: 12px;
  border: 1px solid var(--gray-200);
}
.faq-item h4 {
  font-family: var(--display);
  font-size: 19px;
  color: var(--navy-deep);
  margin-bottom: 10px;
  font-weight: 600;
}
.faq-item p {
  color: var(--gray-700);
  font-size: 15px;
}

/* ============ FOOTER ============ */
footer {
  background: var(--navy-deep);
  color: rgba(255,255,255,0.7);
  padding: 56px 0 32px;
  font-size: 14px;
}
.footer-inner {
  display: flex; justify-content: space-between;
  flex-wrap: wrap; gap: 40px;
  align-items: flex-start;
}
.footer-brand { max-width: 360px; }
.footer-brand .logo { color: var(--white); margin-bottom: 16px; }
.footer-brand .logo-mark { background: rgba(255,255,255,0.1); }
.footer-brand p { line-height: 1.6; }
.footer-links { display: flex; gap: 48px; flex-wrap: wrap; }
.footer-col h5 { color: var(--white); font-size: 13px; margin-bottom: 14px; font-weight: 700; text-transform: uppercase; letter-spacing: 0.1em; }
.footer-col a { display: block; color: rgba(255,255,255,0.7); padding: 4px 0; transition: color 0.2s; cursor: pointer; }
.footer-col a:hover { color: var(--green-bright); }
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.1);
  margin-top: 44px; padding-top: 24px;
  display: flex; justify-content: space-between; flex-wrap: wrap; gap: 16px;
  font-size: 12px;
  color: rgba(255,255,255,0.5);
}
.footer-disclaimer {
  max-width: 880px;
  margin: 32px auto 0;
  padding: 20px 24px;
  background: rgba(255,255,255,0.04);
  border-radius: 8px;
  font-size: 12px;
  line-height: 1.6;
  color: rgba(255,255,255,0.6);
}
.footer-disclaimer strong { color: rgba(255,255,255,0.9); }

/* ============ ABOUT PAGE ============ */
.about-intro {
  background: var(--white);
  padding: 80px 0 60px;
}
.about-intro-inner {
  max-width: 760px;
  margin: 0 auto;
}
.about-lede {
  font-family: var(--display);
  font-size: clamp(22px, 3vw, 28px);
  font-weight: 500;
  line-height: 1.4;
  color: var(--navy-deep);
  letter-spacing: -0.01em;
  margin-bottom: 40px;
  padding: 32px 36px;
  background: var(--cream);
  border-left: 4px solid var(--green);
  border-radius: 0 16px 16px 0;
}
.about-lede em { color: var(--green); }

.about-story-block {
  margin-bottom: 48px;
}
.about-story-block:last-child { margin-bottom: 0; }
.about-story-eyebrow {
  font-size: 12px; font-weight: 700;
  color: var(--green); letter-spacing: 0.2em;
  text-transform: uppercase;
  margin-bottom: 10px;
}
.about-story-block h3 {
  font-family: var(--display);
  font-weight: 600;
  font-size: 28px;
  color: var(--navy-deep);
  line-height: 1.2;
  letter-spacing: -0.01em;
  margin-bottom: 16px;
}
.about-story-block p {
  font-size: 17px;
  line-height: 1.75;
  color: var(--gray-700);
  margin-bottom: 14px;
}
.about-story-block p:last-child { margin-bottom: 0; }

.about-principles-section {
  background: var(--cream);
  padding: 100px 0;
}
.about-principles-header {
  text-align: center;
  max-width: 720px;
  margin: 0 auto 56px;
}
.principles-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 16px;
  max-width: 1000px;
  margin: 0 auto;
}
.principle-card {
  background: var(--white);
  border-radius: 16px;
  padding: 32px;
  border: 1px solid var(--gray-200);
  transition: all 0.25s ease;
  position: relative;
  overflow: hidden;
}
.principle-card:hover {
  border-color: var(--navy-deep);
  transform: translateY(-3px);
  box-shadow: var(--shadow-md);
}
.principle-num {
  font-family: var(--display);
  font-weight: 700;
  font-size: 14px;
  color: var(--green);
  letter-spacing: 0.12em;
  margin-bottom: 12px;
  text-transform: uppercase;
}
.principle-card h4 {
  font-family: var(--display);
  font-weight: 600;
  font-size: 22px;
  color: var(--navy-deep);
  line-height: 1.25;
  letter-spacing: -0.01em;
  margin-bottom: 12px;
}
.principle-card p {
  font-size: 15px;
  line-height: 1.65;
  color: var(--gray-700);
}
.principle-card p .callback {
  display: block;
  margin-top: 12px;
  font-size: 12px;
  color: var(--gray-500);
  font-style: italic;
}
.principle-card p .callback a {
  color: var(--green);
  text-decoration: underline;
  font-style: normal;
}

.about-fit-section {
  background: var(--cream);
  padding: 100px 0;
}

/* ============ JOURNEY SECTION ============ */
.about-journey-section {
  background: var(--white);
  padding: 100px 0;
}
.journey-grid {
  max-width: 900px;
  margin: 56px auto 0;
  display: grid;
  gap: 16px;
}
.journey-card {
  background: var(--cream);
  border-radius: 16px;
  padding: 32px 36px;
  border: 1px solid var(--gray-200);
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 28px;
  align-items: flex-start;
  transition: all 0.25s ease;
}
.journey-card:hover {
  border-color: var(--navy-deep);
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}
.journey-num {
  font-family: var(--display);
  font-weight: 700;
  font-size: 42px;
  color: var(--green);
  letter-spacing: -0.02em;
  line-height: 1;
  min-width: 60px;
}
.journey-card h4 {
  font-family: var(--display);
  font-weight: 600;
  font-size: 22px;
  color: var(--navy-deep);
  line-height: 1.25;
  letter-spacing: -0.01em;
  margin-bottom: 10px;
}
.journey-card p {
  font-size: 15px;
  line-height: 1.7;
  color: var(--gray-700);
  margin: 0;
}
@media (max-width: 700px) {
  .journey-card {
    grid-template-columns: 1fr;
    gap: 8px;
    padding: 24px 22px;
  }
  .journey-num {
    font-size: 32px;
    min-width: auto;
  }
}
.fit-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
  max-width: 920px;
  margin: 56px auto 0;
}
.fit-card {
  padding: 36px;
  border-radius: 16px;
  border: 1px solid var(--gray-200);
}
.fit-card.yes {
  background: var(--green-soft);
  border-color: rgba(0, 168, 85, 0.25);
}
.fit-card.no {
  background: #FEF7F1;
  border-color: rgba(217, 119, 6, 0.25);
}
.fit-card .fit-icon {
  font-size: 24px;
  margin-bottom: 10px;
}
.fit-card h4 {
  font-family: var(--display);
  font-size: 22px;
  font-weight: 600;
  color: var(--navy-deep);
  margin-bottom: 14px;
}
.fit-card ul {
  list-style: none;
  padding: 0;
}
.fit-card li {
  font-size: 15px;
  line-height: 1.6;
  color: var(--gray-700);
  padding: 8px 0 8px 24px;
  position: relative;
}
.fit-card.yes li::before {
  content: '\2713';
  position: absolute;
  left: 0;
  color: var(--green);
  font-weight: 700;
}
.fit-card.no li::before {
  content: '\2014';
  position: absolute;
  left: 0;
  color: #D97706;
  font-weight: 700;
}

.about-what-section {
  background: var(--navy-deep);
  color: var(--white);
  padding: 100px 0;
  position: relative;
  overflow: hidden;
}
.about-what-section::before {
  content: '';
  position: absolute;
  inset: 0;
  background-image:
    radial-gradient(circle at 90% 20%, rgba(0, 210, 106, 0.12), transparent 50%),
    radial-gradient(circle at 10% 80%, rgba(0, 168, 85, 0.06), transparent 50%);
  pointer-events: none;
}
.about-what-inner {
  max-width: 820px;
  margin: 0 auto;
  position: relative;
}
.about-what-inner .section-tag {
  color: var(--green-bright);
}
.about-what-inner h2 {
  font-family: var(--display);
  font-weight: 600;
  font-size: clamp(32px, 4.5vw, 48px);
  color: var(--white);
  line-height: 1.15;
  letter-spacing: -0.02em;
  margin-bottom: 24px;
}
.about-what-inner h2 em { color: var(--green-bright); }
.about-what-inner p {
  font-size: 17px;
  line-height: 1.7;
  color: rgba(255,255,255,0.8);
  margin-bottom: 16px;
}
.about-what-inner p strong { color: var(--white); }
.about-what-inner p a {
  color: var(--green-bright);
  text-decoration: underline;
  text-underline-offset: 3px;
}

@media (max-width: 800px) {
  .principles-grid, .fit-grid { grid-template-columns: 1fr; }
  .principle-card, .fit-card { padding: 28px 24px; }
  .about-lede { padding: 24px; font-size: 20px; }
}

/* ============ MOBILE ============ */
@media (max-width: 900px) {
  .nav-links { gap: 16px; }
  .nav-links > a:not(.nav-cta) { display: none; }
  .nav-dd > button { font-size: 14px; }
  .dd-panel { width: calc(100vw - 32px); right: -8px; }
  .dd-grid { grid-template-columns: 1fr; max-height: 60vh; }
  .stats { grid-template-columns: 1fr; gap: 24px; text-align: center; }
  .flags-grid { grid-template-columns: 1fr; }
  .rf-nav-grid { grid-template-columns: 1fr; }
  .rf-nav-card.next { text-align: left; }
  .rf-nav-card.next .rf-nav-direction { justify-content: flex-start; }
  .rf-cta-box { padding: 32px 24px; }
  section, .rf-body, .rf-nav, .rf-cta { padding: 60px 0; }
  .rf-bottom-line { padding: 28px 24px; }
  .rf-bottom-line p { font-size: 18px; }
}


/* ============ CALCULATOR ============ */
.calc-section {
  padding: 100px 0;
  background: linear-gradient(180deg, var(--white) 0%, var(--cream) 100%);
}
.calc-card {
  max-width: 1100px;
  margin: 56px auto 0;
  background: var(--white);
  border-radius: 24px;
  box-shadow: 0 24px 60px rgba(10, 37, 64, 0.1);
  border: 1px solid var(--gray-200);
  display: grid;
  grid-template-columns: 1.1fr 1fr;
  overflow: hidden;
}
.calc-input {
  padding: 48px;
}
.calc-input h3 {
  font-family: var(--display); font-weight: 600;
  font-size: 22px; color: var(--navy-deep);
  margin-bottom: 8px; letter-spacing: -0.01em;
}
.calc-input .calc-sub {
  font-size: 14px; color: var(--gray-500); margin-bottom: 28px;
}
.calc-field {
  margin-bottom: 22px;
}
.calc-label {
  display: block;
  font-size: 13px; font-weight: 600;
  color: var(--charcoal);
  margin-bottom: 8px;
  letter-spacing: 0.01em;
}
.calc-label .hint { color: var(--gray-500); font-weight: 400; font-size: 12px; margin-left: 6px; }

.input-with-prefix {
  position: relative;
  display: flex; align-items: center;
}
.input-with-prefix .prefix {
  position: absolute; left: 14px;
  font-weight: 600; color: var(--gray-700);
  font-size: 16px;
  pointer-events: none;
}
.calc-input input[type="number"],
.calc-input input[type="text"],
.calc-input select {
  width: 100%;
  font-family: var(--body);
  padding: 12px 14px 12px 28px;
  font-size: 16px;
  border: 1.5px solid var(--gray-200);
  border-radius: 10px;
  background: var(--white);
  color: var(--charcoal);
  transition: border-color 0.15s, box-shadow 0.15s;
  appearance: none;
  -webkit-appearance: none;
}
.calc-input input[type="number"]:focus,
.calc-input input[type="text"]:focus,
.calc-input select:focus {
  outline: none;
  border-color: var(--green);
  box-shadow: 0 0 0 4px rgba(0, 168, 85, 0.1);
}
.calc-input select {
  padding-left: 14px;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8' fill='none'%3E%3Cpath d='M1 1.5L6 6.5L11 1.5' stroke='%236B6B6B' stroke-width='1.5' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 14px center;
  padding-right: 36px;
}
.calc-input input[type="range"] {
  width: 100%;
  -webkit-appearance: none;
  appearance: none;
  height: 6px;
  border-radius: 999px;
  background: var(--gray-200);
  outline: none;
  margin-top: 4px;
}
.calc-input input[type="range"]::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 22px; height: 22px;
  border-radius: 50%;
  background: var(--green);
  cursor: pointer;
  box-shadow: 0 2px 8px rgba(0, 168, 85, 0.4);
  border: 3px solid var(--white);
}
.calc-input input[type="range"]::-moz-range-thumb {
  width: 22px; height: 22px;
  border-radius: 50%;
  background: var(--green);
  cursor: pointer;
  box-shadow: 0 2px 8px rgba(0, 168, 85, 0.4);
  border: 3px solid var(--white);
}
.calc-grid-2 {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
}
.deal-amount-display {
  font-family: var(--display);
  font-weight: 700;
  font-size: 36px;
  color: var(--navy-deep);
  letter-spacing: -0.02em;
  margin-top: 4px;
  margin-bottom: 8px;
}

/* OUTPUT SIDE */
.calc-output {
  background: var(--navy-deep);
  color: var(--white);
  padding: 48px;
  position: relative;
  overflow: hidden;
}
.calc-output::before {
  content: '';
  position: absolute;
  inset: 0;
  background:
    radial-gradient(circle at 90% 10%, rgba(0, 210, 106, 0.15), transparent 50%),
    radial-gradient(circle at 10% 90%, rgba(0, 168, 85, 0.08), transparent 50%);
  pointer-events: none;
}
.calc-output > * { position: relative; }
.output-eyebrow {
  font-size: 11px; font-weight: 700;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: var(--green-bright);
  margin-bottom: 8px;
}
.output-takehome {
  font-family: var(--display);
  font-weight: 700;
  font-size: clamp(42px, 5vw, 58px);
  color: var(--white);
  letter-spacing: -0.02em;
  line-height: 1;
  margin-bottom: 8px;
}
.output-pct {
  font-size: 14px;
  color: rgba(255, 255, 255, 0.65);
  margin-bottom: 28px;
}
.output-pct span {
  color: var(--green-bright);
  font-weight: 600;
}
.output-divider {
  height: 1px;
  background: rgba(255, 255, 255, 0.12);
  margin: 24px 0;
}
.breakdown-row {
  display: flex; justify-content: space-between;
  padding: 10px 0;
  font-size: 15px;
  color: rgba(255, 255, 255, 0.85);
}
.breakdown-row.total {
  font-weight: 700;
  color: var(--white);
  border-top: 1px solid rgba(255, 255, 255, 0.15);
  padding-top: 14px;
  margin-top: 8px;
  font-size: 16px;
}
.breakdown-row .value { font-variant-numeric: tabular-nums; }

.quarterly-card {
  background: rgba(0, 210, 106, 0.1);
  border: 1px solid rgba(0, 210, 106, 0.3);
  border-radius: 12px;
  padding: 18px 20px;
  margin-top: 24px;
}
.qty-label {
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--green-bright);
  margin-bottom: 6px;
}
.qty-value {
  font-family: var(--display);
  font-size: 28px;
  font-weight: 700;
  color: var(--white);
  letter-spacing: -0.01em;
  margin-bottom: 4px;
}
.qty-note {
  font-size: 12px;
  color: rgba(255, 255, 255, 0.55);
}
.calc-disclaimer {
  margin-top: 24px;
  padding-top: 16px;
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  font-size: 11px;
  line-height: 1.6;
  color: rgba(255, 255, 255, 0.5);
}

@media (max-width: 900px) {
  .calc-card { grid-template-columns: 1fr; }
  .calc-input, .calc-output { padding: 32px 24px; }
  .calc-grid-2 { grid-template-columns: 1fr; }
}


/* ============ CONSULTATION FORM ============ */
.consult-section {
  padding: 100px 0;
  background: var(--cream);
  position: relative;
}
.consult-wrap {
  max-width: 880px;
  margin: 0 auto;
}
.consult-header {
  text-align: center;
  margin-bottom: 40px;
}
.consult-header h2 {
  font-family: var(--display);
  font-size: clamp(28px, 4vw, 40px);
  color: var(--navy-deep);
  line-height: 1.1;
  letter-spacing: -0.02em;
  font-weight: 600;
  margin-bottom: 12px;
}
.consult-header p {
  font-size: 16px;
  color: var(--gray-700);
  max-width: 540px;
  margin: 0 auto;
}

.consult-card {
  background: var(--white);
  border-radius: 24px;
  padding: 48px 48px 40px;
  box-shadow: 0 20px 60px rgba(10, 37, 64, 0.08), 0 1px 3px rgba(10, 37, 64, 0.04);
  border: 1px solid rgba(10, 37, 64, 0.06);
  position: relative;
  overflow: hidden;
}
.consult-card::before {
  content: ''; position: absolute;
  top: 0; left: 0; right: 0; height: 4px;
  background: linear-gradient(90deg, var(--green) 0%, var(--green-bright) 100%);
}

.form-section {
  padding: 24px 0;
  border-bottom: 1px solid rgba(10, 37, 64, 0.06);
}
.form-section:last-of-type { border-bottom: none; }
.form-section-title {
  font-family: var(--display);
  font-size: 19px;
  font-weight: 600;
  color: var(--navy-deep);
  margin-bottom: 22px;
  display: flex;
  align-items: center;
  gap: 12px;
}
.form-section-num {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 28px; height: 28px;
  background: var(--green-soft);
  color: var(--green);
  border-radius: 50%;
  font-family: var(--body);
  font-size: 12px;
  font-weight: 700;
}

.form-grid-2 {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
  margin-bottom: 14px;
}
.form-field { margin-bottom: 14px; }
.form-field:last-child { margin-bottom: 0; }

.form-label {
  display: block;
  font-size: 13px;
  font-weight: 600;
  color: var(--charcoal);
  margin-bottom: 6px;
}
.form-label .required { color: #C8362B; margin-left: 2px; }
.form-label .optional { color: var(--gray-500); font-weight: 400; font-size: 12px; margin-left: 4px; }

.form-field input[type="text"],
.form-field input[type="email"],
.form-field input[type="tel"],
.form-field select,
.form-field textarea {
  width: 100%;
  font-family: var(--body);
  font-size: 15px;
  padding: 11px 14px;
  border: 1.5px solid var(--gray-200);
  border-radius: 10px;
  background: var(--white);
  color: var(--charcoal);
  transition: border-color 0.15s, box-shadow 0.15s;
  appearance: none;
  -webkit-appearance: none;
}
.form-field select {
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8' fill='none'%3E%3Cpath d='M1 1.5L6 6.5L11 1.5' stroke='%236B6B6B' stroke-width='1.5' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 14px center;
  padding-right: 36px;
}
.form-field textarea {
  min-height: 110px;
  resize: vertical;
  font-family: var(--body);
  line-height: 1.55;
}
.form-field input:focus,
.form-field select:focus,
.form-field textarea:focus {
  outline: none;
  border-color: var(--green);
  box-shadow: 0 0 0 4px rgba(0, 168, 85, 0.1);
}

/* Checkbox grid */
.checkbox-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 8px;
  margin-top: 4px;
}
.checkbox-pill {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 12px 14px;
  border: 1.5px solid var(--gray-200);
  border-radius: 10px;
  cursor: pointer;
  background: var(--white);
  transition: all 0.15s;
  font-size: 14px;
  color: var(--charcoal);
}
.checkbox-pill:hover { border-color: var(--gray-300); background: var(--cream); }
.checkbox-pill input {
  margin: 0;
  width: 16px; height: 16px;
  accent-color: var(--green);
  cursor: pointer;
}
.checkbox-pill input:checked + span { font-weight: 600; color: var(--navy-deep); }
.checkbox-pill:has(input:checked) {
  border-color: var(--green);
  background: var(--green-soft);
}

/* File upload */
.file-upload {
  position: relative;
  border: 2px dashed var(--gray-300);
  border-radius: 12px;
  padding: 22px 16px;
  background: var(--white);
  text-align: center;
  transition: all 0.15s;
  cursor: pointer;
}
.file-upload:hover { border-color: var(--green); background: var(--green-soft); }
.file-upload input[type="file"] {
  position: absolute;
  inset: 0;
  width: 100%; height: 100%;
  opacity: 0;
  cursor: pointer;
}
.file-upload-icon {
  font-size: 22px;
  margin-bottom: 6px;
  color: var(--gray-500);
}
.file-upload-text {
  font-size: 14px;
  color: var(--gray-700);
}
.file-upload-text strong { color: var(--navy-deep); }
.file-upload-hint {
  font-size: 12px;
  color: var(--gray-500);
  margin-top: 4px;
}
.file-upload.has-file {
  border-style: solid;
  border-color: var(--green);
  background: var(--green-soft);
}
.file-upload .file-name {
  font-size: 14px;
  color: var(--navy-deep);
  font-weight: 600;
  word-break: break-all;
}

/* Consent + submit */
.consent-block {
  background: #FEF7F1;
  border: 1px solid rgba(217, 119, 6, 0.2);
  border-radius: 12px;
  padding: 16px 18px;
  margin-top: 24px;
  font-size: 13px;
  line-height: 1.6;
  color: var(--gray-900);
}
.consent-block label {
  display: flex;
  gap: 10px;
  align-items: flex-start;
  cursor: pointer;
}
.consent-block input[type="checkbox"] {
  margin-top: 3px;
  width: 16px; height: 16px;
  accent-color: var(--green);
  cursor: pointer;
  flex-shrink: 0;
}
.consent-block strong { color: #D97706; }

.form-submit-row {
  margin-top: 28px;
  text-align: center;
}
.form-submit-row button {
  background: var(--green);
  color: var(--white);
  padding: 16px 38px;
  font-size: 16px;
  font-weight: 600;
  border-radius: 999px;
  border: none;
  cursor: pointer;
  box-shadow: 0 4px 14px rgba(0, 168, 85, 0.3);
  transition: all 0.2s;
}
.form-submit-row button:hover {
  background: var(--green-bright);
  transform: translateY(-2px);
  box-shadow: 0 8px 20px rgba(0, 168, 85, 0.35);
}
.form-submit-row button:disabled {
  opacity: 0.5;
  cursor: not-allowed;
  transform: none;
}

.form-disclaimer {
  margin-top: 18px;
  font-size: 12px;
  line-height: 1.6;
  color: var(--gray-500);
  text-align: center;
  max-width: 620px;
  margin-left: auto;
  margin-right: auto;
}

/* Success / error states */
.form-success {
  background: var(--green-soft);
  border: 1px solid rgba(0, 168, 85, 0.3);
  border-radius: 12px;
  padding: 24px;
  text-align: center;
  display: none;
}
.form-success.show { display: block; }
.form-success h4 {
  font-family: var(--display);
  font-size: 22px;
  color: var(--navy-deep);
  margin-bottom: 8px;
  font-weight: 600;
}
.form-success p {
  font-size: 14px;
  color: var(--gray-700);
}

@media (max-width: 700px) {
  .consult-card { padding: 32px 22px 28px; border-radius: 16px; }
  .form-grid-2 { grid-template-columns: 1fr; }
  .checkbox-grid { grid-template-columns: 1fr; }
}